Owen was born on December 15, 1997 in Miami, Florida, to an American mother and a New Zealand father. She moved to New Zealand at age four, settling in Pauatahanui, a village 30 kilometres (19 mi) north of the capital city Wellington. Owen lives between New York City and Wellington, the latter of where she attends Chilton Saint James School, an all-girls private school, in nearby Lower Hutt. Her sisters Lolo and Carly accompany her there as well. She is involved in many school productions and dancing classes. She used to go to Pauatahanui school, where she won the cup for performing arts, and which helped begin her career in acting.
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